106 N Division St., Carterville, IL 62918 | lawyer1@mychoice.net
CALL US: 618-985-2819


Bankruptcy FAQ

How long does a bankruptcy take?

It takes about 100 days from start to finish.

Does Bankruptcy discharge all my debts?

Certain debts are not dischargeable. They will still be owed after bankruptcy. Nondischargeable debts include fines, penalties, child support, student loans, certain tax obligations, and debts incurred by fraud.

Will I be required to go to Court?

All debtors and their attorneys must attend a meeting of creditors. The average meeting lasts five minutes.

My car has been taken. Can I get it back?

Yes. In a Chapter 13 Bankruptcy you can force your auto finance company to return your repossessed car, as long as it hasn't been sold to a third party.

Will bankruptcy destroy my credit rating?

If you are considering bankruptcy, your credit rating has probably already suffered considerably. It is true that bankruptcy does not help the rating, but it gives you a chance to rebuild from a fresh start.

I am in foreclosure and I can't pay the amount they say I am behind. Can I avoid losing my home?

Yes. Chapter 13 provides protection for you and a way to get caught up while you make regular mortgage payments. Chapter 13 plans are complex. Attorney Eytalis offers a free consultation to determine if Chapter 13 can help you save your home.

I don't have money yet to pay the fees and costs? Do I have to wait to talk with an attorney about Bankruptcy?

No. The Eytalis Law Firm will meet with you and discuss your options, with no obligation.
Let Edward Eytalis ensure your case is resolved in your favor. Contact our law offices to make an appointment today!